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We Florida Financial Credit Union Handles Surging Call Volume With Fewer Staff Using Voice AI

The challenge

We Florida Financial Credit Union was preparing for a major core migration expected to significantly increase call volume. Rather than hiring more agents to absorb the surge, leadership sought a smarter, scalable solution that could handle the influx while maintaining high service levels – during the migration and long after.

The outcome

By implementing interface.ai’s Voice AI, We Florida Financial Credit Union successfully absorbed the surge in member calls during its core migration while maintaining high service levels – and in the months that followed, the credit union was able to reduce staff from 16 to 13 agents.

The key results
19%

support staff reduction

58%

Call automation

90 - 95%

Answer rate

About We Florida Financial Credit Union

Founded in 1953, We Florida Financial Credit Union serves members across South Florida with a mission to deliver accessible, people-centered financial solutions. The credit union continues to invest in modern technologies that improve efficiency while preserving the human connection at the heart of credit union service.

The challenge: Managing elevated call volume with a lean team

As We Florida Financial Credit Union prepared for a major core migration – transitioning from Fiserv’s Branch Suite to a newer Fiserv core system – the team anticipated a substantial rise in call volume. We Florida knew that during such transitions, member support needs rise sharply as they adjust to updated processes and system changes.

The contact center needed a way to manage these higher call levels without increasing staff, while still maintaining the credit union’s high service standards.

As well as absorbing elevated call volume, the credit union wanted to improve the overall banking experience. At the time, We Florida relied on a basic IVR system that could handle only a very limited set of requests. To meet modern digital expectations and deliver more intuitive support, the team knew their non–AI-powered system needed to be replaced.

“We forecasted contact volume would jump exponentially. Voice AI became the solution to divert that traffic to protect our call center staff and ensure service levels remained high.” 

Aseef Amin
Member Relations Manager
The solution: Modernizing the contact center with AI-powered call automation

To address these challenges, We Florida deployed interface.ai’s Voice AI as the first point of contact for all inbound calls. The Voice AI Agent automates high-volume, transactional requests with little to no human support required, while members receive a natural, intuitive self-serve experience.

Working closely with interface.ai’s team, the credit union:

  • Trained the assistant on the credit union’s most common use cases, including balance inquiries, transaction history, password resets, and card-related issues
  • Built smart routing flows to seamlessly transfer members to agents when needed
  • Integrated Voice AI with existing systems, replacing the outdated IVR system that duplicated functionality and generated unnecessary costs
  • Aligned internal teams through targeted education, ensuring every employee – from branch staff to phone agents – could confidently guide members to the assistant.

What began as a strategy for managing a temporary surge has now become a foundational component of everyday member support.

The results: Leaner team, higher performance

Voice AI fundamentally reshaped how We Florida Financial runs its contact center. The AI agent automates 58% of calls, and is steadily rising. This has removed a large portion of routine, low-complexity demand that once tied up agents. With so much of the daily volume now handled through automation, the credit union no longer required the same staffing levels to maintain strong performance. This allowed the team to naturally shift from 16 agents to 13 without affecting service quality or the member experience.

If we hadn’t launched Voice AI, we would have had to hire more staff to maintain service levels

Aseef Amin
Member Relations Manager

Despite operating with fewer agents, service performance strengthened. The contact center now consistently maintains a 90–95% answer rate, with only 2% missed calls

As Aseef noted, “We’re hitting those thresholds more consistently now — even with less staff.”

With routine demand handled by Voice AI, the nature of agent work evolved too. Agents are now able to focus on higher-value issues that require human judgment, deeper troubleshooting, and member education. As Aseef noted, this shift has made their interactions more meaningful:

“Our agents are now having deeper, more meaningful conversations with members. They’re not just providing basic information – they’re solving real problems. This has improved the day-to-day experience for agents and strengthened member engagement.”

Aseef Amin
Member Relations Manager
The future

Encouraged by the success of Voice AI, We Florida Financial is exploring additional automation opportunities, including launching interface.ai’s Spanish-language Voice AI to better serve its community. The organization views AI as a long-term strategic investment and expects to continue expanding its capabilities across the credit union.

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